Commercial Loans for Real Estate

Flexible Commercial Lending Solutions

We can finance commercial real estate mortgages from $1,000,000 to $6,000,000, and specialize in funding deals where borrower profiles or loan requirements fall outside of a traditional lending institution’s guidelines.

We provide you with greater financing options and give you the luxury to close a wider array of deals. Consider Real Estate Solutions, LLC for your commercial lending needs.

If you are having trouble financing a deal with any of the following characteristics:

• Weak current cash flow due to above market vacancy or expense
• Future event risk, including tenant lease expirations
• Low-end property classification
• Deferred property maintenance
• Credit Issues
• Timing constraints

Key Benefits Our Programs Offer:

• Up to 90% LTV - Up to 95%CLTV on Multi-Family!
• Wide range of acceptable property types
• Varying terms based on credit – 580 minimum score
• Purchase, refinance, and cash-out loans
• No single borrower lending limits
• Both investor and owner-occupied real estate lending

Borrower Benefits

• No lengthy approval process
• No deposit accounts required
• No financial covenant maintenance required
• No past lending relationship - we're not a bank!
• The deal closes FAST! - Typically in 30 days

PROGRAM HIGHLIGHTS

• Deal Sizes $1 million to $6 million
• Property Types Multifamily; Mixed-Use (50% Residential Component); Office; Retail; Warehouse; Self Storage; Light Industrial; Bed & Breakfast; Mobile Home Parks (< 25% RV)
• Max LTV 90% for qualifying borrowers and property types
• Minimum Credit Score 580 Amortization 15 / 20 / 30 year terms
• Underwriting DSCR 1.2x preferred, but can consider the sponsor’s liquidity and earning capacity
• Prepayment Flexible prepayment terms available

Stated Income/Stated Asset Programs

That means full document paperwork isn’t required – enjoy greater flexibility and faster turnaround times.

Full or Partial Doc Programs

The ability to show some or all of your income and assets may enable you to get better rates and terms for your Commercial Loan. We like to explore all options so that we can get you the best possible deal.

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